Portfolio Partner Profile
Community Investment Management LLC (CIM)
Community Investment Management LLC (CIM) is an institutional impact investment manager which provides strategic debt capital to demonstrate and scale responsible innovation in lending for underserved communities. CIM seeks to deliver positive social impact by partnering with innovative credit providers offering responsible and transparent financial solutions to underserved communities.
Featured Impact Story
Impact Story
Tilt (formerly Empower), a San Francisco-based financial technology company
One of CIM's fintech partners is Tilt (fka Empower), which helps its users manage their finances and avoid expensive overdraft and late fees. By providing customers with value-add services and fast access to cash through salary advances, Tilt helps to improve its users’ financial health. Early access to earned wages allows Tilt’s customers to meet urgent expenses without falling into costly debt traps. Through its Cash Advance product, Tilt users get instant access to advances for a small monthly subscription fee. Customers can reliably get needed liquidity without facing unpredictable fees and costs. Those that prove their creditworthiness with Advance can graduate to Thrive, a line of credit that allows users to build their credit score and eventually access increasingly lower cost credit. CIM's facility assists Tilt to demonstrate and scale its platform to meet increasing customer demand.