Founded in 1987, Community Vision (formerly known as Northern CA Community Loan Fund) is a California-based nonprofit CDFI committed to advancing underserved communities, economic equity, land justice, and community ownership through flexible capital, strategic advising, and investment opportunities. Community Vision serves the entire state of California, with a focus on marginalized communities, including the Central Valley, Oakland, and San Francisco’s Mid-Market area. The organization works primarily with nonprofit organizations to secure social-purpose real estate, federal qualified healthcare centers, including health clinics, cultural and community centers, and nonprofit program spaces. Its mission is to help mission-driven organizations purchase, preserve, and develop real estate that sustains their work and strengthens community stability.
Featured Impact Story
Impact Story
Supporting Tribal-Led Healthcare for the Long Term in Hoopa Valley
Community Vision has provided $4.5 million in financing to support the expansion of K’ima:w Medical Center, an independent, Tribally-governed nonprofit healthcare provider serving the Hoopa Valley Reservation and surrounding communities. The loan supports $10 million in financing led by the Arcata-based CDFI North Edge, with additional support from Rural Community Assistance Corporation (RCAC), and will help strengthen critical healthcare infrastructure in one of California’s rural Tribal communities.
The project will expand K’ima:w Medical Center’s existing 26,000-square-foot facility by approximately 10,000 square feet, allowing the organization to meet growing demand for healthcare services after outgrowing its current space. Planned improvements include additional exam rooms, expanded pharmacy and laboratory facilities, redesigned patient flow areas, conference and break rooms, and additional office and storage space. The expansion is expected to create up to 20 new full-time jobs while improving operational efficiency, patient experience, and care delivery. For more than 50 years, K’ima:w Medical Center has served residents of the Hoopa Valley Reservation and the broader Klamath-Trinity region, providing medical, dental, behavioral health, imaging, pharmacy, telemedicine, substance use treatment, diabetes prevention and management, and other essential services.
Read more about the K’ima:w Medical Center here.
Impact Story
Advancing Community Ownership in Fresno’s Tower District
Community Vision provided $350,000 in financing to support South Tower Community Land Trust (South Tower CLT) in acquiring and improving its new headquarters and shared nonprofit space in Fresno’s Tower District. The investment will help secure long-term, community ownership of a neighborhood-based building designed to support organizing, collaboration, and essential nonprofit services. The 2,300-square-foot commercial building will serve as South Tower CLT’s permanent headquarters while also creating flexible, affordable space for nonprofit organizations and community-serving uses. By taking the property out of the market and placing it under community stewardship, the project expands access to stable space for organizations working directly with South Tower residents.
The building will be renovated to include four nonprofit office spaces, a community meeting room, and a retail storefront, creating a flexible hub for neighborhood-based services and organizing. The tenants signed on to join include Judging by the Cover Bookstore and San Joaquin Valley Free Clinic & Needle Exchange. Planned improvements will also upgrade core building systems, including HVAC and lighting, and incorporate sustainability features such as solar panels, rainwater capture, and shade trees.
South Tower CLT is also a participant in Community Vision’s California Community-Owned Real Estate (CalCORE) program, a cohort-based initiative supporting community-based developers working to acquire and steward social purpose real estate. The project builds on Community Vision’s growing investment in the Central Valley, supporting locally led solutions to long-standing disinvestment.
Read more about South Tower CLT here.
Impact Story
La Placita: Community-Led Development in the Heart of East San José
Across from the Mexican Heritage Plaza in East San José, a long-neglected commercial building is being reimagined as a vibrant, community-rooted cultural hub—made possible through years of partnership, planning, and patient capital. Known as La Placita, the 28,000-square-foot project will soon house a theater, community cafe, family wellness center, and affordable space for artists, entrepreneurs, and small businesses. The project is led by the School of Arts and Culture at the Mexican Heritage Plaza (SOAC), with Community Vision as a key partner from the earliest stages.
Nearly three years before construction broke ground, Community Vision began working alongside SOAC—providing early advisory support that helped lay the groundwork for what would become a highly complex, community-centered real estate project. La Placita represents the next chapter in SOAC’s evolution. Located directly across the street from the Mexican Heritage Plaza, the project allows SOAC to expand its own programming while also providing mission-aligned space for three to four additional community-serving tenants.
Designed to meet immediate neighborhood needs while advancing long-term cultural and economic opportunity, La Placita will:
- Provide essential services such as a childcare enrollment center, a community cafe, and affordable space for artists and small businesses.
- Create and retain jobs accessible to local residents.
- Strengthen neighborhood-based economic activity and help counter cultural displacement pressures.
- Anchor the emerging La Avenida Cultural District, advancing a place-based strategy centered on cultural identity, community voice, and economic mobility.
A cornerstone of the project is SOAC’s partnership with Gardner Health Services, a Federally Qualified Health Center that will operate a family wellness center on site. The clinic is expected to serve approximately 406 families per month and provide more than 7,000 medical visits annually, including medical, behavioral health, dental, and chiropractic services.
Learn more about SOAC and La Placita here.
Impact Story
Building the Ecosystem for Community Ownership and Social Purpose Real Estate
CalCORE and CREATE cohort participants with Community Vision staff at the 2026 convening
Community Vision recently convened participants from their CalCORE and CREATE cohort programs for three days of learning, connection, and exploration in Oakland. Launched in partnership with Genesis LA, CalCORE (California Community-Owned Real Estate) is a cohort-based training program that supports community-based developers working to advance local ownership of social purpose real estate. CREATE (Community Real Estate – Arts to Equity) is a two-year cohort program that helps arts and culture organizations build long-term financial resilience and real estate readiness. Together, these programs help organizations develop the skills, relationships, and strategies needed to acquire, steward, and sustain community-serving real estate.
Learn more about Community Vision’s convenings that brought together dozens of community developers, arts organizations, and community real estate leaders through cohort programs, site visits, and peer learning opportunities designed to advance community ownership.
Impact Story
Preserving Healthcare Access in West Sacramento
Community Vision provided $1.09 million in financing to support the ownership of Elica Health Center’s longtime clinic site in West Sacramento, helping to ensure continued access to critical healthcare services for residents in Yolo County and surrounding communities. Elica Health Center is a nonprofit Federally Qualified Health Center (FQHC) and has leased and operated the clinic since 2013. Community Vision’s financing supports Elica’s acquisition of the property and strengthens the organization’s long-term stability at the site. The West Sacramento clinic provides pediatric and internal medicine services for children and adults, along with behavioral health support and specialty care referrals. Between 2022 and 2025, the location served an average of more than 5,400 patients annually and currently employs 20 staff members.
Founded in 2002, Elica Health Center has grown from operating two sites to 12 clinic sites and four mobile clinics. The organization provides primary care, dental care, behavioral health services, specialty medical services, school-based healthcare, and street medicine outreach programs for unhoused residents. In 2024, Elica served more than 64,000 patients across the region. The acquisition of the West Sacramento property helps protect Elica from displacement and allows the organization to continue investing in healthcare access for historically underserved communities.
Learn more about Elica Health Center here.